CHIEF MINISTER HEALTH INSURANCE (CMHIS)

The Chief Minister Health Insurance Scheme (CMHIS) is a public health insurance scheme implemented by the Government of Nagaland to offer cashless treatment to its employees and pensioners as well as to citizens of the State who are not covered under AB PM-JAY.

The Chief Minister Health Insurance Scheme (CMHIS) has been implemented in conjunction with the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), a flagship program of the Government of India. The combined scheme is also known as the "Ayushman Bharat Pradhan Mantri Jan Arogya Yojana - Chief Minister Health Insurance Scheme" or "AB PM-JAY CMHIS". The scheme provides two types of coverage:

1. CMHIS (EP) – Health Insurance Cover of Rs. 20 lakhs per year per family for regular government employees, pensioners getting medical allowance, and their dependents.

2. CMHIS (GEN) – Health Insurance Cover of Rs. 5 lakhs per year per family for contractual & ad-hoc employees, non-dependent family members of CMHIS (EP), employees without...